Cash Back Sites and Apps That Pay You on Things You Already Buy
Cash back portals pay you a percentage of what you spend at online stores. Stores pay them a commission for sending you, and they share part of it with you. If you shop online at all, it's money you're currently skipping.
See what yours is worth
For resellers it adds up faster: cash back on inventory you buy online (clearance, retail arbitrage, supplies) lowers your cost on every item you flip.
Updated Oct 5, 2026. General information, not financial or tax advice; offers and terms change, so check the provider's site before you act.
At a glance
- Portals pay you part of the commission stores pay them, often 1–10%.
- Stack it: sale price + coupon + cash back + your card's rewards.
- Only worth it on things you were going to buy anyway.
How cash back portals work
You sign up, then start your shopping through the portal's link or browser extension. The store tracks that you came from the portal and pays it a commission, and the portal passes part of it to you. It usually shows as pending for a few weeks, until the return window closes, and then pays out.
Rates vary by store and change often, from 1% to 10% or more during promotions. It's worth checking more than one portal for a big purchase.
Stacking: the reseller's trick
Cash back stacks with other savings. A typical stack is a store sale or clearance price, plus a coupon code, plus portal cash back, plus the rewards on the card you pay with. On inventory you plan to resell, every layer lowers your cost and raises your profit.
- Use the browser extension, so you don't forget to activate cash back.
- Turn off ad blockers on the checkout page if cash back doesn't track.
- Don't use a coupon code from a different site; it can override the portal's tracking.
What to watch for
Cash back is only a deal if you were going to buy the item anyway. Don't buy something because it has a high cash back rate. And keep your order confirmation until the cash back is paid, in case you need to file a missing-cash-back claim.
Frequently Asked Questions
Are cash back sites legit?
The established ones are. Stores pay them a commission for sending customers, and they share part of it with you. Rakuten, TopCashback and Capital One Shopping have paid out for years.
Can I use more than one cash back site at once?
Not on the same purchase, since only the last tracked link usually gets credit. But you can stack one portal with a store sale, a coupon code and your card's rewards.
Do resellers use cash back sites?
Yes. Cash back on inventory bought online lowers the cost of every item, which raises the profit when it sells.